The choice is yours
Fortunately, there are still some guarantees in life. Škoda future value is a flexible finance solution that provides you with the assurance of knowing exactly what the minimum value of your vehicle will be down the track. At the end of your loan, you have the option to trade in, retain or return your vehicle. The choice really is yours.
How it works

1. Choose your Škoda
Start by selecting the car you want! You can use our handy car configurator to build your dream Škoda from the ground up.

2. Choose your terms
Choose your preferred term of 24, 36 or 48 months, along with an annual km allowance and deposit amount, and we’ll calculate the assured future value of your Škoda.

3. Complete your term, then see your Dealer.
Complete your term, then you have the choice to renew, retain or return your Škoda.
Your options at the end of the term

Renew or Trade in
If you’d like to upgrade to a new Škoda, the equity you’ve built up will contribute towards your new Škoda.

Retain
If you want to keep your Škoda, simply let us know. If you’ve met the relevant payment obligations under your contract, you can purchase your vehicle outright for the Guaranteed Future Value.

Return
If you decide to return the Škoda, then provided you’ve made all your regular payments, the Škoda meets fair wear and tear and is within the agreed kilometre allowance, you won’t need to pay the final payment, just the return fee.
Maintaining your vehicle
We understand that you will want to keep your Škoda in premium condition. To ensure the integrity of the Guaranteed Future Value program, your Škoda must be in acceptable condition when you return it to us and must not exceed the kilometre limit, as every kilometre over your limit is charged at 66 cents per kilometre. We also understand that some reasonable wear and tear is only to be expected, but it needs to remain within the provisions set by your Škoda Financial Services contract. If you exceed your nominated kilometre allowance, it will reduce your Guaranteed Future Value. However, this won’t affect your ability to trade in, retain or return your vehicle.
Your benefits
- Peace of mind knowing the minimum future value of your Škoda right from the start
- A personally tailored finance solution, based on the term and kilometre usage of your vehicle
- Upgrade your Škoda to the latest model more often, enjoying the best innovations and technologies